As the year winds down, it is easy to let a few things slip through the cracks. But one thing you should not ignore is your Flexible Spending Account (FSA) or vision insurance benefits. These funds often operate on a “use it or lose it” basis, meaning anything left over in your account by December 31 could disappear for good.
If you have been putting off an eye exam, need a new pair of prescription glasses, or want to try contact lenses, now is the time to act. The eye care team at Accurate Family Vision in Gilbert is here to help you make the most of your benefits before the year ends.
What Are FSAs and Vision Benefits?
Flexible Spending Accounts (FSAs) and vision insurance are two common tools that help people manage the cost of routine and medical eye care. FSAs allow you to set aside pre-tax dollars for health-related expenses, including eye exams, prescription glasses, contact lenses, and even lens upgrades. Vision insurance often covers similar services and is usually tied to a benefit period that resets annually.
Here is the catch: most FSAs expire at the end of the calendar year. Any unused money does not roll over unless your plan has a grace period or carryover feature, which not all do. Similarly, many vision insurance plans reset on January 1, meaning any unused exam benefits or allowances for eyewear will be lost.
That is why patients across the Gilbert area are booking year-end eye exams now; because when it comes to FSA vision benefits, the deadline matters.
What Can You Use Your Benefits for?
Your FSA or vision insurance can be used for a wide range of services at Accurate Family Vision. This includes both routine and medical eye care, depending on your specific plan.
Eligible expenses may include:
- Comprehensive eye exams
- Contact lens exams and fittings
- Prescription glasses and frames
- Contact lenses and supplies
- Blue light filtering or anti-glare lens upgrades
- Medical eye exams for conditions like dry eye, allergies, or diabetes-related vision concerns
Whether you need a basic checkup or you are interested in upgraded eyewear, using your benefits before they expire means you are investing in your vision without paying out-of-pocket later.
How to Use Your Vision Benefits Before the Deadline
To avoid missing out, follow these simple steps:
- Check your FSA balance and insurance coverage
Log into your FSA account or contact your HR department to see how much money you have left. For vision insurance, check your eligibility for an annual eye exam or eyewear allowance. - Schedule your year-end eye exam.
Book your appointment with our eye doctor in Gilbert as soon as possible. Appointments fill quickly in November and December. - Pick your eyewear or order contact lenses
After your exam, choose from a wide range of prescription glasses in Gilbert, contact lenses, or lens upgrades to fit your lifestyle and preferences. - Confirm your benefits apply
Our front desk team is happy to help verify that your planned services and products are covered by your FSA or vision insurance.
Tips to Maximize the Value of Your Benefits
Even if you have already had your annual eye exam, there are still smart ways to spend your FSA balance before the year is over.
Try these ideas:
- Upgrade your lenses with scratch-resistant, anti-glare, or photochromic features
- Buy a backup pair of prescription glasses to keep in your car or office
- Order an extra supply of contact lenses or solutions
- Invest in computer or reading glasses if you use screens for long periods
- Treat dry eye or other eye health concerns with eligible in-office services
If you have not used your full eyewear allowance, these are excellent options to maximize your benefits and improve your daily vision.
Why Choose Accurate Family Vision in Gilbert?
At Accurate Family Vision, we make it easy to use FSA vision benefits and vision insurance before they expire. Our experienced team helps you understand your coverage, select the right products for your needs, and ensure your care is both high quality and cost-effective.
We are proud to serve the Gilbert community with comprehensive eye care services for the entire family, including insurance eye exams, prescription glasses, contact lens benefits, and more.
Book Your Appointment Today
Do not let your FSA or vision benefits go to waste. Whether you need a year-end eye exam, new glasses, or contact lenses, Accurate Family Vision in Gilbert can help you use it before you lose it.
Schedule your insurance eye exam today and take full advantage of your vision benefits before the year ends.